Many of the several thousand Scottish homeowners taken to court for mortgage repossession over the last few years, have had their cases dismissed and then re-raised for technical reasons.Govan Law Centre believes they may have been unfairly charged twice for their lender's legal expenses along with additional administrative charges.
GLC will be launching a straight forward campaign and website to help consumers reclaim the 'repeat' legal expenses and charges added to their mortgage accounts, at a Scottish repossession conference hosted in Glasgow on Monday 3 December 2012 by Carrington Dean.
GLC's Principal Solicitor, Mike Dailly said: "Where a lender has raised incompetent proceedings, or deserts those proceedings to re-raise again, how can they reasonably expect their customers to pay for being taken to court twice? We think passing on these repeat or double charges to Scottish consumers is clearly unfair in relation to the Financial Services Authority's (FSA) Principles of Business. The extra costs involved here add up to many millions of pounds which Scottish homeowners should not have to bear".
The reclaim mini-site is available online here.
